IRA CHARITABLE GIVING

Give From Your IRA.
Make a Kingdom Impact.

If you're age 70½ or older, you may be able to make a tax-smart gift directly from your IRA to The Alliance through a Qualified Charitable Distribution (QCD).

IRA Giving Instructions
Talk With Our Giving Team

Taking Required Minimum Distributions? A qualifying IRA gift may satisfy all or part of your RMD.

70½+

Age you may become eligible

$111K

2026 QCD limit per eligible IRA owner

RMD

A qualifying gift may count toward it

WHY GIVE FROM YOUR IRA?

Give generously. Steward wisely.

For some donors, giving directly from an IRA can be a simple and tax-efficient way to support the ministries they care about most.

  • Advance gospel ministry

Put your retirement assets to work helping send workers, strengthen churches, develop leaders, and bring the hope of Jesus to more people.

  • Potentially reduce taxable income

When QCD requirements are met, the qualifying distribution generally isn't included in taxable income.

  • Help satisfy your RMD

A qualifying QCD may count toward all or part of your Required Minimum Distribution.

HOW IT WORKS

Three simple steps.

Your IRA provider handles the transfer. To qualify as a QCD, the gift generally must go directly from your eligible IRA to The Alliance.

STEP 1

STEP 2

STEP 3

Contact your IRA provider

Tell your IRA custodian that you'd like to make a Qualified Charitable Distribution to The Christian and Missionary Alliance.

Direct your gift to The Alliance

Provide our legal name, EIN, mailing information, and the amount you'd like to give.

Tell us your gift is coming

Let our Giving Team know so we can identify your gift and honor your intended ministry designation.

Information for Your IRA Provider

LEGAL NAME

The Christian and Missionary Alliance

FEDERAL TAX ID / EIN

13-1623940

Notify Us of Your IRA Gift

MAILING ADDRESS

REPLACE: VERIFIED IRA GIFT MAILING ADDRESS

IMPORTANT

Ask your provider to include your name and contact information with the distribution.

YOUR GENEROSITY AT WORK

Turn what you've faithfully saved into Kingdom impact.

Your IRA isn't just an account you've built over a lifetime. It can become a resource that helps advance the gospel, strengthen churches, develop leaders, and make disciples around the world.

WHAT YOUR GIVING MAKES POSSIBLE

Your generosity helps ministry happen through real people.

Send & Support Workers

Help equip and sustain Alliance workers who are building relationships, serving communities, and sharing the hope of Jesus around the world.

Strengthen Churches

Help local churches worship, grow, develop leaders, and become healthy communities of faith that reach the people around them.

Strengthen Churches

Help local churches worship, grow, develop leaders, and become healthy communities of faith that reach the people around them.

A LEGACY OF FAITHFULNESS

What you've faithfully accumulated over a lifetime can become a resource God uses to change lives for eternity.

A SIMPLE EXAMPLE

David wants to give $10,000.

David is 75 and has a $20,000 Required Minimum Distribution. He also plans to give $10,000 to Alliance ministry.

ANNUAL RMD

$20,000

IRA GIFT

$10,000

REMAINING RMD

$10,000

Instead of taking the full distribution personally and then making a charitable gift, David asks his IRA provider to send $10,000 directly to The Alliance as a QCD.

The result: Assuming QCD requirements are met, David's $10,000 gift can count toward his RMD and generally isn't included in taxable income.

FREQUENTLY ASKED QUESTIONS

Questions about giving from your IRA?

  • A QCD is generally a distribution made directly from an eligible IRA to an eligible charitable organization.

  • You must be at least age 70½ when the distribution is made.

  • For 2026, the annual QCD limit is $111,000 per eligible IRA owner.

  • A qualifying QCD may count toward all or part of your Required Minimum Distribution.

  • You generally don't also claim a charitable deduction for an amount treated as a nontaxable QCD.

  • Generally, yes. The distribution should normally be sent directly from the eligible IRA to the charity.

  • QCDs generally must come from an eligible IRA rather than directly from a 401(k) or 403(b).

READY TO TAKE THE NEXT STEP?

Start your IRA gift.

Our Giving Team can provide the information you need and help answer questions about the giving process.

Start My IRA Gift
Ask a Question

Prefer to talk?

Phone
Email